Credit Bureaus 101 – Triple Credit Score

Experian – TransUnion – Equifax There are 3 major private, for profit Credit Reporting Agencies (CRA’s) also known as Credit Bureaus who gather information about consumer credit and their usage. The three major credit reporting agencies/Credit Bureaus are Equifax, Experian, and TransUnion. Get your FICO® Score Free They accumulate all consumer financial transactions and credit inquires [...]

Credit Score Rating Scale

Your credit history is a very important document that creditors, insurance companies, utility companies, cell phone companies, landlords, associations, and employers request and review in order to determine your credibility. Creditors look at your credit history and your Fair Isaac Corporation FICO score in order to determine the likelihood of your ability to make future [...]

Student Credit Cards

In today’s world, having a credit card is a luxury.  Credit cards are a great convenience, meaning that you don’t need to worry about cash when making a purchase.  Although some credit cards have strict requirements, there are a lot of manufacturers that are giving both high school and college students the chance to get [...]

Credit Card Cost’s

Although some choose to rush into getting a credit card, they normally do so without being aware of the costs.  A lot of credit cards out there come with hidden costs and charges, and you should always be aware of this before you apply.  In most cases, these fees and charges won’t get noticed by [...]

Tips For Saving Money – Card Fees

Avoid late fees at any expense. Tips For Saving Money – Debit CardFees Late fees can be the beginning of the end. Although it may be overstated, there is a lot of truth to people ruining their credit score due to missing payments and paying their credit card bills late. Before you even know it, [...]